Platform›Compliance LATAM
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KYC in 30 seconds. Not 5 days.

Your compliance before Orkasa
Excel with 47 columns · 5 days to verify ONE customer.
When the FIU audit shows up, you screenshot PDFs and dig through Drive folders.
1 OFAC-sanctioned customer missed = agency shut down · $250K fine.

Automated KYC with ID-card OCR · parallel screening against 6 international lists (OFAC SDN, EU Consolidated, UN 1267, FIU Panama, OFAC NS-PLC, PEP Database) · pre-filled SAR for the FIU when a threshold triggers · full audit trail of every action. Your compliance officer reviews 30 KYCs/day vs 5/day with Excel.

Try free for 14 days See live demo
✓ Official coverage in 9 countries✓ Automatic SAR to FIU/UIF✓ 5-year audit trail
O
KYC · Roberto González
SCANNING
REPUBLIC OF PANAMA · ID CARD
NameRoberto E. González M.
ID Number8-928-1742
Date of birth14 / MAR / 1978
→ Name extractedRoberto E. González M.
→ ID extracted8-928-1742
→ Nationality🇵🇦 Panamanian
→ OCR confidence99.4%
Parallel screening
6 / 6 ✓
✓
OFAC SDN · US TreasuryCLEAN
✓
EU Consolidated · EURCLEAN
✓
UN 1267 · United NationsCLEAN
✓
FIU Panama · localCLEAN
✓
OFAC NS-PLC · narcoticsCLEAN
✓
PEP Database · politiciansCLEAN
✓
KYC approved
Ready for contract · 4.2 seconds
VERIFIED
Match score
98.7%
NO PEPNO SANCTIONSDOC VALIDFIU OK
Compliance LATAM · real numbers
2,840
KYC verified /month
30s
Average verification time
99.4%
Match accuracy OCR + lists
$0
Regulatory fines · 0 fails
6 sanctions lists · official coverage

Every customer, against 6 lists. In parallel.

When your customer uploads their ID, Orkasa cross-checks name + tax ID + ID number against 6 official databases in parallel. Match score 0-100% via fuzzy algorithm (alias detection, typos, transliteration). If there's a hit, it automatically escalates to your compliance officer before moving forward.

OFAC SDN
US TREASURY · 14,200 ENTRIES
SYNCED

Specially Designated Nationals · individuals and entities blocked by the US Treasury. Critical for LATAM agencies · OFAC can sanction an agency that trades with a listed person.

Update · daily4.2 min propagation
EU Consolidated
EUROPEAN UNION · 8,400 ENTRIES
SYNCED

EU consolidated list of persons and entities with financial restrictions. Relevant for European clients buying in LATAM · especially investor residency programs.

Update · weeklyAuto sync
UN 1267
SECURITY COUNCIL · 1,200 ENTRIES
SYNCED

UN Security Council list · persons associated with Al-Qaeda, ISIL, the Taliban. Mandatory across all LATAM countries that are UN member states.

Update · monthlyAuto sync
UAF Panamá
FINANCIAL INTELLIGENCE UNIT · LOCAL
SYNCED

Local list from UAF Panamá + UIAF Colombia + UIF México · persons reported for suspicious activity. Private · accessible only via official API · Orkasa has access.

Update · weeklyPrivate API
OFAC NS-PLC
NARCOTICS · 4,800 ENTRIES
SYNCED

Narcotics-related Sanctions · individuals and companies tied to drug trafficking. Especially critical in Colombia, Mexico, Panama where money laundering through real estate is common.

Update · daily4.2 min propagation
PEP Database
POLITICALLY EXPOSED · GLOBAL
SYNCED

Politically exposed persons (governments, military, judges, ambassadors) and their families. Not an automatic block · but requires enhanced due diligence and compliance officer approval.

Update · weekly200K entries
Automatic SAR · UAF/UIF/UIAF

$10K+ triggered your SAR. Without you thinking about it.

Every LATAM country has a threshold for reporting suspicious activity (SAR) to its financial authority. If your customer buys a property above the threshold, you have 24-48h to report · otherwise a fine. Orkasa detects it automatically and pre-fills the SAR with the deal data.

Thresholds by country
9 COUNTRIES
Panama
UAF · Resolution 4-2025
USD $10K+
Colombia
UIAF · SFC Circular
COP 300M+
Mexico
UIF · LFPIORPI
MXN 1.6M+
Argentina
UIF · Law 25.246
ARS 60M+
Chile
UAF · Law 19.913
USD $10K+
Peru
UIF · SBS
USD $10K+
Pre-filled SAR · UAF Panamá
#SAR-2026-00847
CustomerRoberto E. González M.
ID / Tax number8-928-1742
TransactionSale PH Costa del Este, floor 18
AmountUSD $285,000.00
TriggerExceeds $10K UAF Panamá threshold
Reporting deadline48h · expires May 16, 23:14 UTC
Submit to UAF →Review
Compliance Officer Dashboard

Your officer reviews 30 KYCs/day. Without opening Excel.

The Brokerage plan includes a dedicated dashboard for your compliance officer · prioritized KYC queue · automatic escalations on PEP/OFAC matches · pending SARs with countdown · board reports. 30 KYCs/day vs 5/day with Excel.

PC
Patricia Castillo · Compliance Officer
Premier Real Estate · CAMS certified
TodayWeekMonth
KYCs processed
147
↑ 23% vs prev week
Average time
3.4 min
↓ 87% vs Excel
Escalations
8
3 PEP · 2 OFAC · 3 SAR
SARs submitted
12
100% on-time
Priority queue · 8 awaiting review
URGENT 3 · WARN 2 · OK 3
RG
Roberto González · Venezuelan
PH Costa del Este · $285K · Match 72% PEP list
PEP MATCH8 min
JM
Jorge Mendoza · Colombian
Casa Marbella · $475K · Match 89% OFAC SDN
OFAC HIT12 min
CS
Carolina Sánchez · Panamanian
PH Punta Pacífica · $620K · SAR pending UAF
SAR 24h3h
LM
Lucía Martínez · Mexican
Bella Vista Apt. · $185K · Match 65% similar name
FUZZY MATCH1.5h
DR
Diego Ramírez · Argentinian
Costa del Este House · $410K · Low-res doc
DOC REVIEW2.5h
SR
Sofía Romero · Panamanian
Marbella Apt. · $245K · Match 99.2% clean
AUTO OK4h
What you get with Compliance LATAM

Six features that prevent fines. And lost deals.

Not a generic checklist · a full real-estate flow from lead KYC to UAF/UIF/UIAF reporting. From 5 days to 30 seconds per verification.

KYC with automatic OCR

Customer uploads an ID-card photo via WhatsApp · OCR extracts name + ID + nationality + date of birth. 99.4% confidence · no re-typing.

Parallel 6-list screening

OFAC SDN + EU Consolidated + UN 1267 + local FIUs + OFAC NS-PLC + PEP Database. 30 seconds vs 5 days manual. Daily updates, auto-synced.

Pre-filled SAR per country

9 countries with specific thresholds (PA $10K · CO COP 300M · MX MXN 1.6M · AR ARS 60M · CL/PE $10K). Auto trigger · submitted to FIU within 48h.

Compliance Officer dashboard

Prioritized queue (urgent/warn/ok) · automatic escalations for PEP + OFAC + SAR · board reports. 30 KYCs/day vs 5 with Excel.

5-year audit trail

Every KYC, screening, SAR · timestamp + IP + responsible officer + SHA-256 hash. When the UAF audit arrives, download everything in 1 click. Complies with tax regulations.

Official coverage in 9 countries

Panama (Law 23 · Resolution 4-2025) · Colombia (Law 1581 + SFC Circ.) · Mexico (LFPIORPI) · Argentina · Chile · Peru · Costa Rica · Ecuador · Dominican Republic.

Compliance Guarantee

Guaranteed against fines. Or Orkasa pays.

Your agency's exposure to sanctions for missed compliance is our responsibility. SLA + accuracy + insurance + audit support · full backing in front of UAF/UIF.

99.4%
Match accuracy
OCR + lists
$1M
Insurance coverage
regulatory fines
24/7
Audit support
when UAF comes
5 years
Legal custody
tax-regulation compliant
vs. Excel · Refinitiv · External officer

Refinitiv charges $500/month. And doesn't generate SARs.

Excel is chaos · an external officer is slow and expensive · Refinitiv/LexisNexis only do screening (no KYC, no SAR, no real-estate audit trail). Orkasa is the only complete LATAM-native stack.

Capability
Excel
Refinitiv
External officer
Orkasa
KYC with ID OCR
Manual
✗
Manual
✓ 99.4% auto
Parallel 6-list screening
✗
✓ Screening only
~ Only 2-3
✓ 6 lists · 30s
Pre-filled SAR per country
✗
✗
~ Manual
✓ 9 countries auto
Auto trigger $10K+ FIU
✗
✗
~ If remembered
✓ Automatic
5-year audit trail
Drive chaos
~ Basic logs
Word docs
✓ Hash + IP
CRM + Contracts integration
✗
Custom API
✗
✓ Native
Monthly cost (10 agents)
$0 + fines
$500/mo
$3-5K/mo
$189/mo
Brokers that passed FIU audits

From Excel chaos. To a clean audit.

Three real testimonials · focused on Compliance LATAM · with consequences avoided and measurable numbers.

I got hit with a UAF audit on a Tuesday at 9am · they had every document 12 days later · zero findings. Before Orkasa that would have cost me 2 months prepping Drive folders · and probably a fine for something incomplete. Orkasa saved my agency.
Pablo Benavides
CEO · Benavides Inmobiliaria
🇵🇦 Panama · 22 agents
12 days
UAF audit · 0 findings
The automatic SAR trigger alerted me to a Venezuelan investor-visa client who was on the OFAC NS-PLC list · 91% match. If I had signed that purchase agreement, my agency would have shut down plus a $250K fine. Saved $250 thousand thanks to one automatic alert.
Cecilia García
Compliance Officer · Vargas Inmobiliaria
🇨🇴 Bogotá · 28 agents
$250K
OFAC fine avoided · 1 alert
My compliance officer Patricia now reviews 30 KYCs/day vs 5 with Excel · and never misses on a typo in name or ID. We went from 1 overwhelmed compliance officer to 1 who has time to do enhanced due diligence on PEP cases. Immediate ROI.
Fernando Bustamante
Director · Bustamante Real Estate
🇲🇽 CDMX · 35 agents · $80M Q
30 / day
KYCs processed · vs 5 before
Compliance LATAM · ideal for

Five audiences. Five compliance wins.

Same KYC + screening + SAR stack · specific advantage depending on your size and regulatory exposure.

Independent brokers

Solo · but protected like a brokerage. KYC in 30s · no lost deals because of slow compliance · no OFAC-fine exposure from a forgotten verification.

See details

Real estate agencies

12 agents · 1 compliance officer handles 200 KYCs/month with a prioritized queue + automatic escalations + automatic SAR.

See details

Developers

80 pre-sales · 80 KYCs in parallel · each one with OFAC + PEP + SAR if over threshold. Impossible with Excel · essential for pre-sale money-laundering prevention.

See details

Property managers

Tenants · simpler KYC (ID + employment letter) · no OFAC/SAR but you still verify identity and background for property owners.

See details

Sales teams

Top closer handles premium KYCs with manual review · juniors get the express automated flow. Manager sees the whole-team dashboard with escalations.

See details
Pricing · Compliance LATAM included

Brokerage plan minimum. From $189/month.

✓ Brokerage $189 · unlimited KYC + 6 lists + SAR + officer dashboard + audit trail✓ Enterprise · multi-broker + $1M insurance + 24/7 audit support + API
From
$189/mo
See all plans →
The full flow

Compliance LATAM works best with...

CRM triggers compliance when a deal moves to Negotiation · Contracts verifies KYC before signing · Analytics reports to the board.

Digital contracts

The main companion · without a clean KYC you can't generate a contract · without a signed contract there's no complete compliance. KYC + Contracts + SAR = 1 flow.

Learn more

CRM and Pipeline

The previous step · when a deal moves to the "Negotiation" stage in the kanban, Orkasa automatically triggers the compliance flow · requests docs from the customer via WhatsApp.

Learn more

Analytics + AI Forecast

The next step · compliance reports to the board · % KYCs approved/rejected · SARs submitted · average verification time · audit-ready in 1 click.

Learn more
FAQ

What we get asked most about Compliance LATAM.

Which countries does it officially cover?
Panama (Law 23, UAF Resolution 4-2025), Colombia (Law 1581 + SFC Circular), Mexico (LFPIORPI), Argentina (Law 25.246 UIF), Chile (Law 19.913 UAF), Peru (UIF SBS), Costa Rica, Ecuador, Dominican Republic. Official coverage means Orkasa has API access to local FIUs and submits SARs in the official format. If you need a specific country not listed, the Enterprise plan prioritizes it.
How does the OFAC screening work?
When you upload the customer's name and/or ID, Orkasa cross-checks against OFAC SDN (US Treasury), EU Consolidated, UN 1267, local FIUs, OFAC NS-PLC (narcotics) and the PEP Database · all in parallel in 30 seconds. Fuzzy matching algorithm (alias detection, typos, Cyrillic/Arabic transliteration) with a 0-100% match score. If hit > 70%, it automatically escalates to the compliance officer · the deal cannot move forward.
Does the PEP declaration count as valid for UAF Panamá?
Yes · Orkasa generates the PEP declaration in the official UAF Panamá format (also UIAF Colombia, UIF México). The customer signs digitally on WhatsApp · it's recorded with timestamp + IP + verified ID. It's equivalent to a handwritten declaration before a notary. Stored for 5 years · downloadable in 1 click when the audit arrives.
What about personal data? Is it GDPR / Law 1581 compliant?
Yes · Orkasa complies with GDPR (Europe), Law 1581 Colombia, LFPDPPP Mexico, Law 81 Panama. AES-256 encryption at rest and TLS 1.3 in transit · multi-region inside LATAM (data does not leave the continent for Brokerage+ customers). 5-year retention (LATAM tax regulation) · right-to-be-forgotten implemented (except legally required data). Audited annually by an independent compliance firm.
Do I need an in-house compliance officer to use Orkasa?
It depends on your jurisdiction and size · Panama requires a certified obligated subject (40-hour UAF course) for agencies with more than $1M in annual operations · Mexico and Colombia have similar rules for "obligated subjects". The Brokerage plan includes onboarding your compliance officer (CAMS or equivalent) into the dashboard. If you don't have one, the Enterprise plan includes a certified external compliance officer (PA/CO/MX) in the price · 1 review/day guaranteed.
What happens if the customer is on an OFAC list?
Orkasa automatically blocks the deal from progressing · escalates to the compliance officer · raises an urgent alert in the queue · freezes any related contract. The compliance officer can review manually (sometimes false positives due to similar names) · if a hit is confirmed, they must report to the FIU within 48h (Orkasa generates the pre-filled SAR). Without explicit compliance-officer approval · no agent can move forward.
Is the SAR submitted automatically to the FIU?
Not automatically · it always requires compliance-officer review (regulation requires it). But the SAR arrives 95% pre-filled: customer data, transaction, amount, trigger, justification. The officer reviews, adjusts the narrative if needed, and approves submission to the FIU · Orkasa transmits via the official API (PA UAF / CO UIAF / MX UIF) · receives acknowledgement + case number. Full audit trail of the submission for your legal defense.
How much does it cost to integrate my current system?
Brokerage plan: setup included · migration of historical KYCs from Excel/Drive (up to 500 customers) · 1-day onboarding with your compliance officer. Enterprise plan: white-glove setup with migration of up to 5,000 historical customers + API integration with your ERP (SAP, Oracle) + integration with your legal-management system · 1-2 weeks. No setup fee if you sign annually.
Is there insurance coverage if a KYC fails?
The Enterprise plan includes $1M in insurance coverage for regulatory fines caused by an Orkasa platform error (screening failure, SAR not submitted, etc.). Excludes compliance-officer errors (approving a deal they shouldn't have). Underwritten by Munich Re LATAM · effective coverage from day one of subscription · no deductible.

KYC in 30 seconds. Audit in 1 click.

14 days free · No card · 50 KYCs included to try it out

Try free for 14 days See live demo

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